Terms of Use, Legal Notices and Disclaimers

This website (“Site”) is offered to the public including individuals and businesses by FeeOnlyMarketing.com for purposes of marketing, educational and informational use only and only for users in the United States. Any person using information from this site (“Visitor” or “User”) agrees to be bound by this Disclaimer and Terms of Use and represents and warrants that they have the authority and capacity to enter into the Terms. We reserve all rights not granted in these Terms.

Disclaimer of Warranties:  The site provided by FeeOnlyMarketing.com is provided “AS IS” with no warranty. We expressly disclaim any warranty, express or implied, regarding the site or services provided, including any warranty merchant ability, fitness for a particular purpose, or noninfringement and implied warranties arising or dealing or course of performance. 

You understand agree that any content and/or data downloaded or otherwise obtained through the use this web site or marketing programs is at your own discretion and risk and that you will be solely responsible for any damage to your computer system or loss of data that results from the download of such content and/or data. 

Our web site contains statistics believed to be accurate. However, we do not guarantee its accuracy or completeness.

Neither any information nor any opinion expressed on the web site, constitutes an offer, or an invitation to make an offer or solicitation, to buy or sell any securities or any options, futures or other derivatives. 

Separate Contract and Guarantees for Marketing Services: Any guarantees for marketing services actually purchased and paid for from FeeOnlyMarketing.com will be governed by the terms of a separate written signed agreement. 

Trademarks and Service Marks: Google is a trademark of Google LLC. Facebook is a trademark owned by Meta. LinkedIn is a trademark owned by LinkedIn Corporation (a Microsoft Corporation). TikTok is a trademark owned by Bytedance Ltd.  TheAdviser.com, The-Adviser.com, The-Adviser, The Independent-Adviser and 1-800-ADVISER are trademarks and service marks of The Independent Adviser Corporation. 

Ownership & License: We retain all ownership in the Site and all content displayed on the Site. Visitors to the site are granted a nonexclusive, revocable right to use the Site provided that you do not: (i) copy, modify, create a derivative work of, reverse engineer, reverse assemble, or otherwise attempt to discover any source code, (ii) modify or attempt to modify the Site in any manner or form.

The contents of FeeOnlyMarketing.com are protected by applicable copyright laws. No permission is granted to copy, distribute, modify, post or frame any text, graphics, video, audio, software code, or user interface design or logos. Links to our site are permitted but we reserve the right to revoke any permission to link. 

Fee-Only Disclosures: FeeOnlyMarketing.com does not perform investment banking or other services, for or solicit investment banking from any entities mentioned on the web site.  FeeOnlyMarketing.com is not an attorney, not a CPA or state/SEC registered investment adviser. We focus on providing marketing and design services for FEE-ONLY financial advisers, CPAs and attorneys.  Our definition of Fee-Only includes:

(i) a financial adviser who provides fee-only advisory services. Although you do not need to be a (i) a member of The National Association of Personal Financial Advisors (“NAPFA”), (b) a CFP certificate holder issued by the Certified Financial Planner Boards of Standards; (iii) a member of the Financial Planning Association, we encourage you to do so. 

(II) An attorney who does not engage in the sale of advice or products for a commission; or 

(iii) a CPA who does not engage in the sale of advice or products for a commission. 

All professionals are responsible to ensure fee-disclosures are made available to prospective clients.

Parents: You should always supervise your children’s use of the Internet. 

State Required Disclaimers for Attorneys and Citations to Rules: 

Every state has rules of conduct for attorneys that govern lawyer advertising, and which may apply you. You may find the text of these rules in the sources indicated below. In addition, if a state requires specific language to accompany an attorney’s advertisement, that language is also provided below.
Alabama: No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. Alabama Rules of Professional Conduct, Rule 7.2(e)See Alabama Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 Alaska: The Alaska Bar Association does not accredit or endorse certifying organizations. Alaska Rules of Professional Conduct, Rule 7.4(a)(2) See Alaska Rules of Professional Conduct, Rules 7.1, 7.2 Arizona: See Arizona Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 Arkansas: See Arkansas Model Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 California: See California Rules of Professional Conduct, Rule 1-400 Colorado: Colorado does not certify attorneys as specialists in any field. Colorado Rules of Professional Conduct, Rule 7.4See Colorado Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 Connecticut: See Connecticut Rules of Professional Conduct, Rules 7.1, 7.2, 7.4, 7.4A Delaware: See Delaware Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 District of Columbia: See D.C. Rules of Professional Conduct, Rule 7.1 Florida: The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask the lawyer to send you free written information about his or her qualifications and experience. Florida Rules of Professional Conduct, Rule 4-7.3(b)See Florida Rules of Professional Conduct, Rule 4-7 Georgia: See Georgia Code of Professional Responsibility, DRs 2-101, 2-105 Hawaii: There is no procedure for review or approval of specialist certification organizations in Hawaii. Hawaii Rules of Professional Conduct, Rule 7.4(c)See Hawaii Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 Idaho: See Idaho Rules of Professional Conduct, Rules 7.1, 7.2, 7.4, 7.5 Illinois: The Supreme Court of Illinois does not recognize certifications of specialties in the practice of law. Any certificate, award or recognition by an agency, governmental or private, or by any group, organization or association used by an Illinois attorney to describe his or her qualifications as a lawyer or in any subspecialty of law is not a requirement to practice law in Illinois. Illinois Rules of Professional Conduct, Rule 7.4(c)See Illinois Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 Indiana: See Indiana Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 Iowa: The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. This disclosure is required by rule of the Supreme Court of Iowa. Memberships and offices in legal fraternities and legal societies, technical and professional licenses, and memberships in scientific, technical and professional associations and societies of law or field of practice does not mean that a lawyer is a specialist or expert in a field of law, nor does it mean that such lawyer is necessarily any more expert or competent than any other lawyer. A description or indication of limitation of practice does not mean that any agency or board has certified such lawyer as a specialist or expert in an indicated field of law practice, nor does it mean that such lawyer is necessarily any more expert or competent than any other lawyer. All potential clients are urged to make their own independent investigation and evaluation of any lawyer being considered. This notice is required by rule of the Supreme Court of Iowa See Iowa Code of Professional Responsibility for Lawyers, DRs 2-101, 2-105 Kansas: See Kansas Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 Kentucky: See Kentucky Rules of Professional Conduct, Rules SCR 3.130 (7.01), SCR 3.130 (7.02), SCR 3.130(7.10), SCR 3.130(7.20), SCR 3.130(7.40) Louisiana: See Louisiana Rules of Professional Conduct, Rules 7.1, 7.4 Maine: See Maine Code of Professional Responsibility, Rules 3.8, 3.9 Maryland: See Maryland Lawyer’s Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 Massachusetts: If an attorney holds himself out as certified in a particular area of law, the certifying organization is a private organization whose standards for certification are not regulated by the Commonwealth of Massachusetts. Massachusetts Rules of Professional Conduct, Rule 7.4(b)See Massachusetts Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 Michigan: See Michigan Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 Minnesota: See Minnesota Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 Mississippi: FREE BACKGROUND INFORMATION AVAILABLE UPON REQUEST. Mississippi Rules of Professional Conduct, Rule 7.4(a)See Mississippi Rules of Professional Conduct, Rules 7.1, 7.2, 7.4, 7.6 Missouri: Neither the Supreme Court of Missouri nor The Missouri Bar reviews or approves certifying organizations or specialist designations. Missouri Rules of Professional Conduct, Rule 7.4See Missouri Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 Montana: See Montana Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 Nebraska: See Nebraska Code of Professional Responsibility, DR 2-101 Nevada: The State Bar of Nevada does not certify any lawyer as a specialist or expert. Nevada Rules of Professional Conduct, Rule 196(4). Neither the State Bar of Nevada nor any agency of the State Bar has certified any lawyer identified here as a specialist or as an expert. Anyone considering a lawyer should independently investigate the lawyer’s credentials and ability. Nevada Rules of Professional Conduct, Rule 198(3)(b)See Nevada Rules of Professional Conduct, Rules 195, 196, 196.5, 198 New Hampshire: See New Hampshire Rules of Professional Conduct, Rules 7.1, 7.2, New Jersey: See New Jersey Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 New Mexico: Certification of a lawyer in a particular area of law by an organization other than the New Mexico Board of Legal Specialization does not constitute recognition by the New Mexico Board of Legal Specialization unless the lawyer is also recognized by the Board as a specialist in that area of law. New Mexico Rules of Professional Conduct, Rule 16-704(D)See New Mexico Rules of Professional Conduct, Rules 16-701, 16-702, 16-704 New York: See New York Code of Professional Responsibility, DRs 2-101, 2-105 North Carolina: See North Carolina Rules of Professional Conduct, Rules 7.1, 7.2, North Dakota: See North Dakota Rules of Professional Conduct, Rule 7.1 Ohio: See Ohio Code of Professional Responsibility, DRs 2-101, 2-105 Oklahoma: See Oklahoma Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 Oregon: See Oregon Code of Professional Responsibility, DR 2-101, Pennsylvania: See Pennsylvania Disciplinary Rules of Professional Conduct, Rules 7.1, 7.2, 7.4, 7.6 Rhode Island: The Rhode Island Supreme Court licenses all lawyers in the general practice of law. The court does not license or certify any lawyer as an expert or specialist in any field of practice. Rhode Island Rules of Professional Conduct, Rule 7.4See Rhode Island Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 South Carolina: See South Carolina Rules of Conduct, Rules 7.1, 7.2, 7.4 South Dakota: See South Dakota Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 Tennessee: See Tennessee Code of Professional Responsibility, DRs 2-101, 2-105 Texas: See Texas Disciplinary Rules of Professional Conduct, Rule 7.01 Utah: See Utah Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 Vermont: See Vermont Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 Virginia: See Virginia Code of Professional Responsibility, DRs 2-101, 2-104 Washington: The Supreme Court of Washington does not recognize the certification of specialties in the practice of law. Any certificate, award or recognition by a group, organization or association used by a Washington attorney to describe his or her qualifications as a lawyer or in any subspecialty of law is not a requirement to practice law in the state of Washington. Washington Rules of Professional Conduct, Rule 7.4See Washington Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 West Virginia: See West Virginia Rules of Professional Conduct, Rules 7.1, 7.2, 7.4 Wisconsin: See Wisconsin Rules of Professional Conduct for Attorneys, Rules SCR 20:7.1, 20:7.2, 20:7.4 Wyoming: The Wyoming State Bar does not certify any lawyer as a specialist or expert. Anyone considering a lawyer should independently investigate the lawyer’s credentials and ability, and not rely upon advertisements or self-proclaimed expertise. Wyoming Rules of Professional Conduct for Attorneys at Law, Rule 7.2(g)See Wyoming Rules of Professional Conduct for Attorneys at Law, Rule 7.2.